The Podcast

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32 thoughts on “The Podcast”

  1. Can you receive financial aid if you are a U.S. citicen even though your parents arent, and they dont have any irs forms or w2’s?

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    1. Yes you can as long as you are a citizen of the us. U have the right to financial aid due to your citizenship. You would simply need to complete the information for your parents income, and then when flagged for verification, submit the info the financial aid office requests.

      Regards

      Jr

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  2. Do you know of any grants or scholarships for Acupuncture graduate school? I am an adult white female and can’t seem to find anything.

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      1. My undergraduate major is nursing- BSN and i’m currently attending southwest acupuncture college in boulder CO for a master’s in acupuncture and oriental medicine

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        1. Hi Brittany,

          One of the issues with acupuncture is a distinct lack of financial aid for this needed degree field. However, you are in luck as having a BSN means you likely work or can work as an RN/LPN at a hospital, or for the military or federal govt. The Military, the Bureau of Indian Affairs, and many large hospitals have tuition reimbursement programs for employees that can pay for your grad degree. However all of these do have a work component attached to them. Would any of these be up your alley?

          Regards

          Jr

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    1. Hello,

      There are plenty of weird ones, such as the Duck Tape Scholarship Contest where someone designs a prom dress out of Duct Tape, but it depends often on what your interests are and what you intended major might be. I recommend the Ultimate Scholarship Guide 2013 by the Tannabe’s.

      Regards

      Jr

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  3. Do you have to be a U.S. citizen? I mean, I live in America and is here legally (Like I’m here illegally :P). Anyway, do I have permission to?

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    1. Hello,

      Sorry for any delay as I was helping daily members during hurricane sandy. What do you mean do you have to be a citizen? Do you have to be a citizen to receive financial aid? The answer is no, you can a legal permanent resident and receive federal financial aid.

      Regards

      Jr

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    1. Hello Genine,

      One of the first issues many miss is the Ned dot absolutely maximize deductions! Deductions are what drops AGI and most leave thousands on the table each year, first go back and review last years return for any lost deductions and consider refiguring the total AGI, and use a professional to file in the future. Medical bills that exceed 2% threshold need to be written off because for many it can really make a difference in the final AGI calculation. Let me ask, has any major financial event happened in the last year such as a lay-off or work stoppage happened in your household in the last year?

      Regards,

      Jr

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      1. I know you can not possibly list all dedustions, but what are some examples of deductions we can claim. You entioned medical bills I was also wondering about education tax credit and recently found out about the American Opportuniy Credit would this be the most beneficial education credit to take?

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    1. Hello Sarah,

      Yes actually, they are often called residential scholarships. However, they are often only offered at universities for living on campus not off. However, most unrestricted scholarships allow for living expenses as well.

      Regards

      Jr

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  4. I need help to pay for college. I use all my pell grant and student loan. I am a undergraduate. I am earning my bachelor degree in Health Care Management and I will graduate next year. I really want to finish but I need help in paying.

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    1. Hi Rena,

      Could you answer for me a few questions

      1) how many credit hours do you have currently?
      2) how many years have you been in school?
      3) have you earned an associates degree?
      4) about how much in loans have you taken out
      5) what is your Expected family contribution or EFC this year?

      Regards

      Jr

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      1. I have 105 credits right now. I have been in school for 2years at the college I am attending now but I have attend other colleges for certificate programs. I do have a associates degree in billing and coding. I have exceed my loan amount for undergraduate. I found out what push me to my aloud amount is taking out parent loans for my children to go to school and I didn’t know they count parent loans toward me going to school so now I have to pay to finish my bachelor degree. My EFC is 0. My college said I wont have any money to pay for school until I go for my master degree.

        Rena

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  5. my parents earned to much to be eligible for any financial aid but i will have some scholarship money available. Whe I turn 18 can i apply for a student loan without their signature?

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    1. Hello Lynn,

      Yes actually you will be able to via stafford loans. However, could you answer a few questions for me?

      1) what school are you planning to go to?
      2) what will you major be?
      3) what was your parents EFCMfor this year?

      Regards

      Jr

      Like

  6. I qualify for the highest amount of grant money. But I would like to know could the cost of my tuition effect the amount of aid I will get from the government (like if I end up taking the cheapest class at my college)?

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Scholarship Advice , Financial Aid Appeals & FAFSA Tips – Jose "JR" Vazquez

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